BAI Online | Payments Strategies | May/June 2006 | Introducing <a href="http://www.metavante.com/mvnt/corp/" target="

A new organization with a long history. Metavante Image Solutions includes four entities? Advanced Financial Solutions (AFS), the Endpoint Exchange Network, VECTORsgi, and TREEV. Each with its own rich track record of providing solutions to mission critical needs.

A chasm crossed and a new form of leadership

Check 21 is arguably the most significant recent development in payments. Despite declining volumes, checks constitute 40% of non-cash payments. Fee income from checks contributes significantly to bank profits. Thus, solutions delivering Check 21 efficiencies are of vital strategic importance to financial institutions.

Nevertheless, the past has mainly seen implementation by early adopters. With evolving standards, and increasing use of image technology, the industry has now, in the words of Geoffrey Moore, “crossed the chasm.” Market leadership will fall to those who can address the needs of decision making pragmatists looking for comprehensive solutions from stable providers with referenceable customers.

An intersection of depth and breadth

Metavante Image Solutions provides the most comprehensive check and document image processing solution available. From distributed capture across all points of presentment to centralized day 1 and day 2 processing, archive and document man-
agement, and the nation’s first operational image exchange network, the offerings span the value chain. Referenceable customers range from the smallest banks to the largest corporations and financial institutions in the world. Solutions can be delivered as in-house software or outsourced processing, adapting to changing customer business models. This is complemented by Metavante’s stability, scale, and premier customer care.

Metavante Image Solutions brings customers the depth and breadth to align with a rapidly evolving market.

The coming perfect storm
of convergence

That the payments industry is siloed is a cliché. Checks, ACH, debit, and credit have their own infrastructures and organiza-tions. Nevertheless, Check 21 and ACH conversion have ushered in a blurring of boundaries. Some claim that a check, after all, is a single-use debit card. Deposits are already being accepted at image-enabled ATMs. While the role of online debit networks in the future of check processing is a matter of debate, there is an emerg-
ing convergence in payments. Metavante Corporation, with industry expertise, and proven technology leadership in pay-ments ranging from checks to EFT and Healthcare, is perfectly positioned to help navigate these unknown currents.

A Powerhouse in check and document image processing

Advanced Financial Solutions (AFS) has check imaging and remittance applica-
tions running in 48 states and 25 countries. Founded in 1992, AFS was first to market with distributed capture, operational check image exchange, and an enterprise-wide image archive solution.

The Endpoint Exchange Network is the leading image exchange network provider for more than 4,000 financial institutions across the country. Through Versatile Image Exchange™, it can send and receive industry-standard X9.37 files, exchange individual items, and process returns and adjustments for institutions of all sizes regardless of their imaging platforms.

VECTORsgi day 1 and day 2 check imaging solutions are used by each of the top 10, and 42 of the top 50 U.S. financial institutions. VECTORsgi is a leader in image exchange software. TowerGroup estimates that VECTORsgi’s customer base represents more than 40% of future image exchange volume.

TREEV, founded in 1986, has delivered browser-based document and report man-
agement software to over 3,500 financial institutions nationwide. Its capture, storage, and retrieval solutions are tailored to needs in both lending and deposit environments, and its enterprise report management solution provides instant access to historical statements and reports.

Partnering with Metavante Image Solutions is a better return on relationship. Technology that delivers speed and cost savings across the electronic payments value chain. Knowledge and a customer-centric approach that provides support as your strategies evolve.