Banking Strategies to Power Smart Decisions

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Article

Mar 18, 2024

Forget what you thought you knew about customer primacy. Digital convenience, not interest rates or product roster, is how to attract and keep younger users.

Article

Mar 14, 2024

Banks have options to attract and retain deposits in a seductive, high-rate environment.

Article

Mar 14, 2024

It’s time to start compliance preparations for the revised Community Reinvestment Act 

Article

Mar 13, 2024

FedNow is still a new service, but it's poised to transform the payments landscape for businesses and consumers.

Article

Mar 12, 2024

AI could become a tech boondoggle if your criteria for success is only to keep pace with the competition.

Article

Mar 11, 2024

‘Banks can experiment until they can manage AI’: A Q&A with Rich Data Co.’s Gordon Campbell.

Article

Mar 7, 2024

Fraud is hardly a banker’s favorite topic, but it demands special attention this year.

Article

Mar 6, 2024

Student athletes can now monetize their name, image and likeness, or NIL. That brings an opportunity for banks, and some risks to consider.

Article

Mar 4, 2024

Commercial banking relationships are complicated. But building stronger pipelines, fed by data and smart workflows, can fortify banks and their customers from interest-rate swings.

Article

Mar 4, 2024

More and more, banks employ the latest artificial intelligence tools to fight fraud, but so do the bad actors.

Webinar

Upcoming: Mar 21, 2024

Engaging learners during compliance training is a challenging task. Training is a crucial component to developing your organization’s employees, but if the material isn’t relevant and engaging, learners will struggle to retain key concepts and complete each course in a...

Job Aid

Mar 1, 2024

Every company has policies that cover how to identify and prevent discriminatory behavior. Even after employees acknowledge these policies, there are inherent biases they could have where they may discriminate without even realizing it, especially during the loan review process. BAI has put together a data sheet to help organizations develop policies that address specific data that is collected on a loan application that needs to be examined more carefully to ensure there is no discrimination against applicants. This document includes potential biases and considerations for several data points.

Article

Mar 1, 2024

Financial firms must implement a risk management solution that interdicts suspicious transactions before they exit the institution.

Article

Feb 29, 2024

Here’s how your organization should be responding to an increase in financial industry targeting.

Job Aid

Feb 29, 2024

Financial services organizations have numerous departments that collect data to help them make better decisions on how to run their departments. When examining this data, department leaders need to train their staff to ensure that correlated metrics don’t lead to biased decision making when implementing new plans. BAI has put together a data sheet to help train businesses on understanding the most common risk assessment scenarios with key metrics that are gathered that could lead to biased decision making.

Webinar

Recorded: Mar 19, 2024

Join us for the March installment of the state of U.S. deposits webinar series to learn the latest consumer and small business industry trends. To help financial services leaders navigate current market conditions, BAI Research leverages insights from financial services...

Whitepaper

Feb 29, 2024

Banks and credit unions of all sizes must step up their fraud detection. They’re prompted to act sooner versus later as customers and regulators demand reputational assurances amid high-profile cyberattacks and other breaches. Plus financial institutions are finding they must quicken...

Article

Feb 28, 2024

Stay a step ahead of regulatory pivots with a smart culture of compliance.

Article

Feb 23, 2024

Whether a bank is a potential buyer or seller, reducing the institution’s risk profile should be a paramount priority.

Article

Feb 22, 2024

Financial institutions must separate friend from foe in real time, yet can’t disrupt legitimate banking and payment journeys.