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Tuesday, October 7, 2008   
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July/August 1998
Volume LXXIV Number IV
Published by BAI

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CONTENTS
 

The Credit Risk in Y2K
by Steve Klinkerman — More than just a technical software problem, the Year 2000 issue goes to the heart of the credit relationship, forcing banks to access their customers' debugging efforts in addition to their own.

The Road Less Taken
by Steve Klinkerman — As mega-bankers assemble national franchises and universal product sets, Comerica's Eugene Miller pursues a niche commercial lending strategy. Can he stand his ground?

Credit Quality Nirvana?
Bank credit quality has never been better. But regulators and some bankers worry that tomorrow's bad loans are being made today.

Transforming Portfolio Management
Wholesale lending's traditional "buy-and-hold" model is being replaced by active portfolio management. Oliver, Wyman & Co. consultant Andrew Kuritzkes says the trend should improve bank credit quality.

Viva La Revolución
Retail banking in Latin America has come a long way in the '90s. But better market data, technology and personnel are required to meet growing customer expectations.

Imaging Comes of Age
Although imaging technology once proved a disappointment, new applications and equipment promise real cost benefits.


DEPARTMENTS  

Letter from the Editor
Conventional wisdom touts the advantages of diversification. But a disciplined and finely calibrated strategy of concentration can also boost returns and benefit shareholders.

Law & Regulation
Even as credit unions and community banks fight it out, professor Joseph F. Sinkey Jr. says long-term competitiveness issues are more important than who wins the latest legislative battle.

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