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November/December 1998
Volume LXXIV Number VI
Published by BAI

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CONTENTS
 

BankAmerica's Stress Test
by Kenneth Cline — The new BankAmerica stumbled at the starting gate. Can it recover its footing?

Revitalizing the Branch
by Kenneth Cline Spurred by new customer information technology, bankers are placing renewed emphasis on the revenue-generating potential of their branch networks, say roundtable participants.

Unleasing Electronic Payments
by David Humphrey and Lawrence Pulley Fixated on the paper check, the United States lags other countries in embracing efficient electronic payments. A few key reforms could fix the paper jam.

The Uneasy Relationship
by Linda Corman Bankers blanch at the high cost of consultants. But outside guidance is often essential for improving performance and staying abreast of industry trends.

Prudence and Panic
As bearish sentiment pervades Wall Street, bank mutual funds must redouble efforts to preserve hard-won investor relationships.

Firing Up the Front Line
Bank One retail guru Ken Stevens believes in the power of customer information, but says his biggest challenge is getting his own employees to use it effectively.

Less is More
Major institutions are building grandiose data warehouses, many of which are proving unwieldy. Chase Manhattan's James Bauer suggests the compact data mart as a more cost-effective alternative.

The Cross-Sell Connection
Customer-initiated phone contacts offer promising opportunities for cross-sales. But Booz-Allen's David Howe says a fully integrated marketing response is essential.


DEPARTMENTS  

Letter from the Editor
Mega-Mergers Put to the Test

By Thomas P. Johnson Jr. Size and scale may yet confer advantage in retail banking, but only within the context of excellent risk management and customer service.

Technology & Information
Shifting the Advantage
While large banks are viewed as having the technological advantage, new client/server systems are lifting the competitiveness of smaller institutions, according to consultant Carl Faulkner.

Trends & Statistics
Third Quarter Performance Review
Our comprehensive statistical report is based on data from SNL Securities LP, Charlottesville, Va.

Asset Management
Reinventing Trust
For progressive trust players, building an investment management business means taking the "bank" out of "trust bank."

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