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Tuesday, October 14, 2008   
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May/June 1999
Volume LXXV Number III
Published by BAI

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CONTENTS
 

A Question of Balance
by Bill Stoneman — Getting the most from the branch may entail splitting it into two complementary businesses: transactions and consultative selling.

Channel Harmonics
by Steve Klinkerman — By animating all delivery channels with interactive technology, Royal Bank of Canada is moving toward the day when the system owns the customer. A Q&A with CIO Marty Lippert.

Survival Tactics
by Kenneth Cline — BankBoston CEO Chad Gifford hopes his merger with Fleet produces a long-term survivor. But integration and performance challenges loom ahead.

Back Office Blues
Hiring and retaining good workers is a constant struggle. Strengthening recruiting and improving workplace quality will help.

Cashing In on Annuities
Improved products and marketing are helping banks in the annuity market share race.


DEPARTMENTS  

Letter from the Editor
The Transformation Factor
by Thomas P. Johnson Jr. The common response to slowing revenue growth in banking has been cost-cutting mergers. But the advent of e-commerce may require a more fundamental transformation.

Technology & Information
The Interactive Imperative — Careful planning is required in developing the responsive technological and support capabilities needed to compete in e-commerce, says Grant Thornton's Tony Salvati.

Trends & Statistics
Performance Review
— How did the top 50 banks perform in 1999's first quarter? Our comprehensive statistical report is based on data from SNL Securities LP, Charlottesville, Va.

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