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Saturday, July 19, 2008   
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July/August 2004
Volume LXXX Number IV
Published by BAI

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CONTENTS
 

Fraud Looms Large
by Clint Swift and Karen Epper Hoffman — Crooks sniff opportunity and strike first via identity theft, phishing and ACH fraud. What trouble does Check 21 invite?

Patch Management
by Chris Costanzo — Under assault from a proliferating number of computer viruses, banks are learning to provide software patches in a more timely and disciplined manner.

Ready Or Not
by Kenneth Cline — Large banks are expected to be the readiest for Check 21's implementation date. But even they are bracing for their greatest challenge in managing a multiple-format — original paper, IRD and image — processing environment.

Delayed Gratification
by Lauri Giesen — Bank debit card strategy, once focused primarily on interchange fees, is increasingly centered on strengthening customer relationships.


DEPARTMENTS  

Publisher's Perspective
The Cooperation Imperative
by Thomas P. Johnson Jr. Across the industry and across the institution, collaboration is the best defense against fraud.

Retail Banking
Rules of Engagement

by Bill Stoneman Branch greeters can help improve customer service, but only if deployed to best advantage.

Closing Thoughts
Rising Rates Likely to Cause Some Rethinking
by Pat Allen — As long as there's limited volatility, all should be copacetic.

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