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COVER STORY

Democratizing Finance @ Prosper
BY KENNETH CLINE
Prosper CEO Chris Larsen says the current credit crisis helps his company by attracting better quality borrowers and lenders.



FEATURE ARTICLES

Accentuate the Positive: Building Banks' Retirement Brand
BY PAUL MCADAM
Building a brand in the retirement market needs to go beyond marketing to include improved expertise, products and online tools.

Innovation: The Growth Accelerator
BY ZUBIN TARAPOREVALA AND MARLA M. CAPOZZI
To jumpstart innovation, banks should seek models outside their own industry.

Turbocharging the Debit Card
BY KENNETH CLINE
Amid intensifying debit card competition, bankers need new tactics to restore growth.

Locating ATMs for Strategic Effect
BY LAURI GIESEN
Customer retention rather than per-unit volume is increasingly seen as the key to effective ATM deployment.


DEPARTMENTS

on retail banking
Sifting the Gold
BY CHARLES B. WENDEL
As small business banking begins to suffer credit issues, bankers need to sift value from the market turmoil.

guest spot
Six Deadly Marketing Sins
BY STEVE CONE
Financial marketers need to get out of their rut to break through the market's clutter.


BAI ONLINE

Deborah L. Bianucci
President and CEO, BAI

Research to Support Payments Strategy
Payments used to be a stable, relatively predictable business for banks. No more.

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