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In their attempt to cut costs in difficult times, banks often cut back on revenue-enhancing IT projects, which harms long-term growth.
Bankers make the mistake of putting technologists rather than business experts in charge of their IT governance, which is why IT doesn’t serve strategy.
The discipline of IT Portfolio Management can help untangle the inefficiencies and excessive costs of technology investments made over previous decades.
Financial writer Chris Skinner says banks should worry about companies such as Google, Facebook and Amazon because they’ve figured out that it’s all about customer data.
While many banks are embracing cloud computing as a means to make their systems more agile and efficient, they’re also moving cautiously because of data security concerns.
FinTech 100 CEOs Mark Greene and Jack Prim say technology providers need to evolve with the changing times in financial services.