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Moving to same-day ACH in the U.S. will cost banks on the front end but will lead to margin improvement over the long term.
Treating tablets as more than just giant cell phones and delivering greater functionality tailored to them will drive broader consumer adoption.
To win in payments, financial institutions need to partner with nonbanks and make multiple technology bets, says Bank of America executive David Godsman.
Panelists at the upcoming BAI Payments Connect say the fragmented P2P market needs to evolve to a bank-centric model.
Although remote deposit capture (RDC) for commercial use has soared in recent years, banks remain cautious about offering the service to consumers. Mobile RDC should revise that outlook.
While bankers understand the importance of payments to their revenue, they often lack the most basic tool for quantifying that importance – a P&L statement.