Regulatory Compliance

Financial Institutions quick access


BAI Payments Connect IN Demand
Standard Price: $495
Experience the event from your desktop! This downloadable package contains audio and presentation slides from 49 BAI Payments Connect sessions. Files are now available for download.
BAI Loan Review Certificate Program - Course I
6/26/2013 8:30 AM -
6/28/2013 12:00 PM CST
Chicago, Illinois
Standard Price: $1,595
Enterprise Member Price: $1,395
A difficult economy and rising loan defaults are draining revenue from commercial loan portfolios. Stop this trend with BAI’s highly acclaimed certificate program. A well-trained loan review staff can mitigate losses through early problem-loan detection.
BAI Loan Review Certificate Course II
8/26/2013 8:30 AM -
8/28/2013 5:00 PM CST
Chicago, Illinois
Standard Price: $1,895
Enterprise Member Price: $1,645
Build on fundamentals of Loan Review Certificate Course l to improve risk management and loan quality assessment. A vigilant review process can mean the difference between a profitable loan portfolio and one plagued with problem loans.
BAI Retail Delivery 2013
11/5/2013 7:00 AM -
11/7/2013 5:00 PM MST
Colorado Convention Center
Denver, Colorado
Standard Price: $1,995
Enterprise Member Price: $1,695
Gain unique perspectives from global thought leaders, from inside and outside the retail banking industry. This highly engaging, interactive event focuses on resolving key challenges and identifying new opportunities for better growth and profitability.
BAI Payments Connect 2014
3/10/2014 7:30 AM -
3/12/2014 12:00 PM PST
The Mirage
Las Vegas, Nevada
Standard Price: $1,795
Enterprise Member Price: $1,595
BAI Payments Connect Conference & Expo will take you inside the mind of the consumer with provocative research, insights and perspectives to help you build an effective payments strategy and enabling you to strengthen customer relationships while preserving and growing revenue streams.
FDIC Deposit Insurance Fund Survey
Published 03/2009
The research was conducted from March 9 to March 22, 2009. Respondents represented a range of banks by size and location, as well as a variety of titles ranging from CEO to Senior Product Manager.
Dodd-Frank Act: Where Are We Now Whitepaper
Published 06/2011
There have been a multitude of activities in connection with the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), especially lately. Many have taken place relative to swaps and other investment activities pursuant to Title VII of the Act and have come from the Securities and Exchange Commission (SEC) and the Commodities Future Trading Commission (CFTC). This white paper will not concentrate on those activities, nor will it focus on high-level activities such as the "living will" requirement, the "Volcker Rule," orderly liquidation proceedings, systemically important institutions, or incentive compensation rules. Rather, it will focus on activities directly affecting retail banking.
New Guidance on Multi-factor Authentication: Getting Ready for Examiners
Recorded 01/2012
In June of 2011, the FFIEC issued draft guidance regarding Online Banking Authentication to help financial institutions, businesses and consumers protect against online crime. Effective on the first of this year, Examiners will now enforce compliance with the regulatory expectations for risk assessments, layered security, and training for both consumer accounts and business accounts. This webinar discusses the keys to a sound risk management program, layered security solutions and their effectiveness, and how to implement a formal Customer Awareness Program.
The Coming Influence And Effects of UDAAP
Published 10/2011
This 9-page summary explores the anticipated impacts of UDAAP on the industry. The whitepaper covers the differences between the existing UDAP standard and the anticipated new UDAAP rules, and outlines how “Unfair,” “Deceptive,” and “Abusive” may be defined. This summary also acts as an informative introduction to the rule that will govern virtually everything an institution offers when it comes to its consumers and customers, due to its expansive definition and mandate.
Proposed HOEPA and RESPA Changes
Published 09/2012
This whitepaper covers the CFPB’s proposal to amend Regulation Z to implement changes to HOEPA protections, and proposed counseling-related requirements for RESPA. The Dodd-Frank act expanded HOEPA’s coverage, amended existing high-cost triggers, added a prepayment penalty trigger, and expanded the protections associated with high-cost mortgages – this proposed rule is the CFPB’s effort to implement these changes by amending Reg Z.  The proposal also implements other homeownership counseling related requirements that Congress adopted in the DFA, including requiring lenders to distribute a list of homeownership counselors or counseling organizations to consumers within three days of applying for any mortgage loan. The proposal also implements a requirement that first-time borrowers receive homeownership counseling before taking out a loan that includes negative amortization. These complex changes are bound to cause confusion in a sea of other CFPB rules and regulations, and this whitepaper is the first step to gaining a better understanding of the rules before their finalization.
Delayed Implementation of Certain New Mortgage Disclosures
Published 11/2012

The Bureau of Consumer Financial Protection (Bureau) is amending Regulation Z (Truth in Lending) to, in effect, delay implementation of certain mortgage disclosure requirements included in Title XIV of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) that would otherwise take effect on January 21, 2013.

From BAI Banking Strategies

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Future Branching at Citibank  
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Citbank’s Brad Dinsmore says future branches need to be generally smaller than current models and staffed by better-trained, more versatile employees.
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