Merrill J. Reynolds, Jr.

Partner, Reynolds Williams Group 

A graduate of Southern Methodist University and The Southwestern Graduate School of Banking, Mr. Reynolds began his career as a bank examiner with the Federal Reserve Bank of Dallas. A 30+ year banking veteran, he has worked for both community and multi-bank holding companies in various lending and managerial capacities. Prior to beginning his consulting career, Mr. Reynolds served as Senior Vice President and Business Banking Manager for Wells Fargo, N.A. in New Braunfels, Texas. Mr. Reynolds founded Reynolds Williams Group in 1999 as a consulting firm designed to provide services to commercial and savings financial institutions and credit unions nationwide. Reynolds Williams Group serves clients of all sizes, from small community banks to large regional banks, offering credit-related assistance in many areas of banking, including loan review and due diligence, credit related training, policy development, management and efficiency studies, and assistance in complying with regulatory directives.  Mr. Reynolds serves as an instructor for multiple state and national banking organizations, and was instrumental in the design of the only accredited certification course for loan review professionals. Mr. Reynolds serves as a faculty member of The Southwestern Graduate School of Banking and is a regular speaker for The Assembly for Bank Directors and numerous national conferences and seminars.

 

Aimee A. Williams

Partner, Reynolds Williams Group 

A graduate of Loyola University Chicago, School of Business, holding a B.B.A. in finance and a 17+ year banking veteran, Ms. Williams has extensive loan review, commercial lending, and regulatory compliance experience.  Her specialties include loan policy development and revision, loan review assessment and implementation, credit review and due diligence services, and credit related training.  Ms. Williams began her career as a commercial real estate lender for Citibank FSB in Chicago and, prior to co-founding Reynolds Williams Group, spent several years as an independent credit review and regulatory compliance consultant for various companies throughout the nation.  She successfully developed and managed an internal loan review program for a large community bank in the Midwest, has performed numerous personnel land credit-related efficiency studies for banks nationwide and currently serves as a lead instructor and speaker for Bank Administration Institute, Chicago, and several state banking organizations.