David Godsman, Online and Mobile Solutions Executive, Bank of America

New government regulations during the last two years – combined with increased competition and rapidly changing technology – are rippling through the payments system. Financial institutions are focused on becoming the preferred destination when consumers think about their financial needs. The winners in this race will offer clear, consistent, simple payments experiences, a range of choices and control over how they buy, pay, manage and save – and won't be afraid to partner with competitors and companies in completely different businesses. This presentation will focus on the future of conventional payment vehicles (e.g., checks and debit), emerging technologies and new payment capabilities that will enable financial institutions to differentiate themselves from both traditional and non-traditional competitors; grow market share; and demonstrate to customers that they are prepared to engage with them where, when and how they want.