Mark Kielman, Industry Relations Manager, Retail Payments Office, Federal Reserve Bank
Dan Welch, Senior Vice President, Bank of America 
Moderator: Cheryl Yavornitzki, Payments Relationship Manager, LendingTools.com

X9.37 is out of style? X9.100-187 is the new trend? And just what is X9.100-140 IRD? In a perfect world, the process of adopting image exchange formats would be simultaneous and uniform. But in the real world, multiple processing platforms and exchange networks make interoperability a challenge. Image standards and exchange based variations came to the forefront in 2010 when the Federal Reserve implemented new compliance standards for image cash letter processing. This session will provide practical clarity into the process that has evolved for maintaining and adopting image standards within the banking industry. Attendees will hear from panelists who have taken leading roles in developing how to define and produce check information in digital form. Whether your institution runs item processing in-house or through a service bureau, this session is a must for operations professionals to understand the still evolving world of check image exchange.

• What is the ANSI X9 Committee and how does it function? Key differences between X9.37 and X9.100-187
• How does the Universal Companion Document fit into the field validation process?
• What do I need to know to make sure my item processing vendor or service provider is staying up to date?