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Transaction Processing Same-Day ACH Cost Burden for Community Banks
While same-day ACH transactions offer the promise of expedited payments, the need for upgraded fraud protection poses serious cost issues for community banks.

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The $189 billion-asset BB&T says it will have a hard time increasing net interest income in the coming months.
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Quicken Loans, the nation's third-biggest mortgage lender, is being sued by the U.S. Department of Justice under the False Claims Act for allegedly making hundreds of improper loans through the Federal Housing Administration and costing the agency millions of dollars.
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Both merchants and financial institutions that accept payments transactions via the ACH network would pay a significant toll as part of a proposed same-day settlement plan, with experts at NACHA's Payments 2015 Conference noting this toll could reshape banks' pricing of ACH services.
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