Article
Nov 7, 2019
With the Federal Reserve making multiple interest-rate cuts this year, crafting a deposit growth strategy these days can feel like standing on a teeter-totter. An ever-cautious Fed doesn’t want to run out of wiggle room if […]
Article
Jul 24, 2019
More than a few bankers believe fintechs (and would-be fintechs) should play by the same rules they do. And they’re certainly not alone.
Just hours—literally—after Facebook announced its intention to launch the Libra cryptocurrency, members of both parties in Congress expressed...
Article
Jun 21, 2019
To some bankers, the Current Expected Loss Standard (CECL) might as well be a reboot of Y2K. Remember? That was when computers were supposed to go haywire around the turn of the 21st Century. Of course, […]
Article
Jan 11, 2019
For years, community and regional banks tossed proverbial pebbles to gain deposits as Goliath-like megabanks rolled out massive marketing campaigns. But in 2018, and into the new year, the Davids of the banking world may now have better slingshots.
Small- and...
Article
Nov 9, 2018
For all the fears and hand wringing sparked by the Great Recession, banks have weathered few if any financial tremors since it faded into the rear view. All in all, it’s been an ideal opportunity for […]
Article
Sep 24, 2018
Envision doing hatha yoga, hearing new music or catching an art exhibit in a really non-traditional setting: a bank branch.
CaixaBank, the Barcelona-based bank holding company, is trying this idea out in its new...