Article
Aug 5, 2019
As the digital economy becomes more connected than ever, open banking has taken hold. It uses application program interfaces (APIs)—think of a hub that lets various apps work together—to open customer data access, improve customer experience […]
Article
Jun 6, 2017
On a recent BAI Banking Strategies podcast, Chris Skinner outlined the tremendous implications of billions of connected devices, and how that calls us today to innovate and expand our efforts to embrace a near future when […]
Article
Sep 27, 2016
There’s no doubt: Technology innovation—and Application Programming Interfaces (APIs) in particular—are transforming how we connect, bank and pay. Except for digital currencies and non-bank blockchains such as bitcoin, we can safely say that banking and payments […]
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Article
Mar 9, 2016
A recent report on The Disruption of Banking by The Economist highlighted that more than half of the banks are either ignoring the Fintech trend, or talking but not doing anything about it. In 2016, we […]
Article
Jan 12, 2016
Even as overall customer satisfaction with banks continues to rise, banking today is faced with a number of serious challenges; including the rise of non-bank competitors and the commoditization of core services in a digital age, […]