Executive Reports

  • The payments revolution revisited

    Nov 2019
    In order to tee up your best banking initiatives for 2020, take a refreshed look at the wider payments landscape. There is plenty of evolution but keeping things in balance can be tricky. Faster speed could encourage fraud; better security could generate friction. Customers will want it all, and the best banks will look for ways to deliver.
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  • A new landscape: Competing for deposit growth

    Oct 2019
    The latest executive report gets to the bottom of deposit growth as the financial services industry enters the last quarter of 2019. The highlights include a column from BAI managing director Karl Dahlgren, who shares new findings from the BAI Banking Outlook survey. These paint a clear picture of the top reason direct banks are winning deposits: convenience. Other topics covered include medical patient lending, financial solutions to improve check clearance speed, and the innovation banks can undertake for deposit growth in the face of shrinking margins and Federal Reserve interest cuts.
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  • Data and analytics: The next generation

    Sep 2019
    For all the talk of data and analytics in banks, it takes vision and focus to convert the resources banks have into a nexus for actionable insights. Meanwhile, a new generation of analytics has emerged, taking advantage of advances in machine learning and looking ahead to an era of open banking—popular in Europe, but slow to catch on in the United States. Data silos also persist in the financial services industry, making it hard to concentrate this rich resource into one revolutionary repository. In this executive report, you will learn about data's next generation and the way analytics continues to advance the pursuit of smart digital transformation.
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  • Building up the branch network

    Aug 2019
    Technology, no matter how newfangled or old school, must decisively solve a pain point and change with the times to guarantee its staying power. If this report reinforces an overarching theme, it's this: Banks large and small must study branch transformation from many angles, learn from the success stories and act on the vision to do things differently.
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  • Compliance: Beyond the Regulations

    Jul 2019
    Compliance viewed in a different light will help us behold its many positives: the way it protects consumers, knits employees together and—yes—delivers a competitive edge. Transcending the check-the-box mentality and examining these strategies is the focus of our latest executive report, Compliance: Beyond the regulations.
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  • Banking's digital transformation

    Jun 2019
    Digesting channel intelligence takes focus; acting on it requires commitment; building on it means laying foundations that didn’t need to exist all that long ago. This executive report, "Banking's digital transformation," drives home the point that high tech in 2019 must meet practical ends.
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  • CECL: The critical countdown

    May 2019
    The greatest change to financial services bookkeeping in generations, CECL promises to revolutionize how banks and credit unions report losses. It will demand intense focus, tech savvy and discipline to implement: for loan underwriters, internal auditors, all the way up to the C-suite. But rather than throw their collective hands in the air, bankers can get ready with confidence and then some.
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  • Fraud and cybersecurity staying steps ahead

    Apr 2019
    The unfettered greed of today's hackers could blind them to what we as an industry can do when we pool our best minds and strongest tech. For as much as cybersecurity remains a threat and a concern, it also needs to be a dialogue. A team effort. Action, not reaction. In focusing on fraud and cybersecurity, this executive report aims to promote the proactive and the powerful: what banks can do now to stay out of harm's way and build robust defenses.
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