The latest executive report gets to the bottom of deposit growth as the financial services industry enters the last quarter of 2019. The highlights include a column from BAI managing director Karl Dahlgren, who shares new findings from the BAI Banking Outlook survey. These paint a clear picture of the top reason direct banks are winning deposits: […]

For all the talk of data and analytics in banks, it takes vision and focus to convert the resources banks have into a nexus for actionable insights. Meanwhile, a new generation of analytics has emerged, taking advantage of advances in machine learning and looking ahead to an era of open banking—popular in Europe, but slow to catch […]

Technology, no matter how newfangled or old school, must decisively solve a pain point and change with the times to guarantee its staying power. If this report reinforces an overarching theme, it’s this: Banks large and small must study branch transformation from many angles, learn from the success stories and act on the vision to do things […]

Compliance viewed in a different light will help us behold its many positives: the way it protects consumers, knits employees together and—yes—delivers a competitive edge. Transcending the check-the-box mentality and examining these strategies is the focus of our latest executive report, Compliance: Beyond the regulations.

Digesting channel intelligence takes focus; acting on it requires commitment; building on it means laying foundations that didn’t need to exist all that long ago. This executive report, “Banking’s digital transformation,” drives home the point that high tech in 2019 must meet practical ends.

The greatest change to financial services bookkeeping in generations, CECL promises to revolutionize how banks and credit unions report losses. It will demand intense focus, tech savvy and discipline to implement: for loan underwriters, internal auditors, all the way up to the C-suite. But rather than throw their collective hands in the air, bankers can get ready […]

The unfettered greed of today’s hackers could blind them to what we as an industry can do when we pool our best minds and strongest tech. For as much as cybersecurity remains a threat and a concern, it also needs to be a dialogue. A team effort. Action, not reaction. In focusing on fraud and cybersecurity, this […]

Whether using customer data to address pain points and forge seamless experiences—such as with opening accounts online—or creating a mobile app that thrills community bank customers, 2019 has all the makings of a year when innovative institutions take great leaps forward. In this executive report, we touch on the many paths financial institutions can take to achieve […]