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U.S. consumer and small business deposit trends

Are your deposits lagging or leading? BAI Research released the latest state of deposit trends, which includes data from the top 20 U.S. consumer banks as well as the leading direct banks. It’s no surprise that deposit growth has been negative due to a turbulent rate environment. Consumers and small businesses have reduced their balances and made rate-driven decisions, such as a major shift into CDs offering attractive yields. How long will current trends continue? Where are deposits headed?

By |2024-02-06T10:26:53-06:00January 22nd, 2024|Comments Off on U.S. consumer and small business deposit trends

Navigate SMB lending: Best practices in an evolving landscape

The discussion will cover key strategies and best practices to drive profitability and offer insights to stay ahead of the curve and position your institution, big or small, for success in small business lending. Read More

By |2024-01-02T16:48:11-06:00January 2nd, 2024|Comments Off on Navigate SMB lending: Best practices in an evolving landscape

Winning the primary client relationship battle

Marc Salinas and Eric Campbell from Bottomline Technologies join us on our BAI Banking Strategies podcast to share how recent industry events create an opportunity for financial institutions to position themselves as a valued resource for their business banking and commercial clients and win the battle for primary ownership of the customer relationship.  

By |2023-12-04T15:58:40-06:00November 14th, 2023|Comments Off on Winning the primary client relationship battle

Three considerations for bankers to enhance SMB lending

Small business lending presents a huge opportunity for financial institutions. Understanding SMB lending preferences and disclosure requirements will help banks improve their strategy.

By |2023-10-04T10:40:25-05:00October 2nd, 2023|Comments Off on Three considerations for bankers to enhance SMB lending

What small businesses want and need in their banking relationship

In this webinar, you’ll learn why focusing on the customer experience is key to acquiring and retaining small business customers and see how their expectations of their banking relationship change as they grow.

Holly Hughes, BAI CMO, Read More

By |2023-10-31T14:44:42-05:00July 18th, 2023|Comments Off on What small businesses want and need in their banking relationship

Small businesses, big opportunities

Giving these operators attention and tailoring offers to their needs can help banks develop an enduring relationship that can become more fruitful over time.

By |2023-07-24T13:30:43-05:00June 29th, 2023|Comments Off on Small businesses, big opportunities

Creating better digital payments for businesses

Layne Kight from Deluxe is our guest on the BAI Banking Strategies podcast and will share ideas on how banks and credit unions can improve the payments experience for their business customers.

By |2023-07-24T13:31:18-05:00June 20th, 2023|Comments Off on Creating better digital payments for businesses

The secret to retaining SMB clients

Banks and credit unions that implement the right digital strategies and invest in their platform can prove their worth to small-business customers.

By |2023-06-05T12:20:48-05:00June 5th, 2023|Comments Off on The secret to retaining SMB clients

Fintechs can help SMBs deal with recession

When small-business owners’ backs are against the wall, the imperatives are all about reducing costs, saving time and ultimately keeping the doors open.

By |2023-04-19T11:26:57-05:00April 19th, 2023|Comments Off on Fintechs can help SMBs deal with recession

Key considerations for AI in SMB lending

Banks can transition from policy-based approaches to predictive and scalable machine learning to improve the speed and accuracy of loan approvals.

By |2023-03-06T11:59:47-06:00March 6th, 2023|Comments Off on Key considerations for AI in SMB lending