Nicole Machado
May 20, 2021

Why the convenience of instant replacement is an important trick to have up your sleeve as the in-branch experience evolves.

It’s been a little more than a year since payment-card fraud liability shifted from card issuers to retailers—and in that time, the majority of EMV news has focused on the growing pains of transition.

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In 2010, the federal government passed the Durbin amendment (named for U.

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“We saw a decrease in fraud of about 75%,” says Vivienne Nicol, senior manager, fraud operations, at ATB Financial in Calgary, Canada.

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