Blockchain banks on the future
Industry watchers say the technology has the potential to create “massive” disruption in financial services.
A case for contactless cards
Demand for no-touch payment methods from consumer banking customers continues to accelerate.
More transparency in buy now, pay later
Its rapid growth is increasing the need for credit-related insights for would-be lenders.
Digitizing payments: Change at your customer’s pace
The digital-payment transition works best when financial services providers start slow and gradually build trust.
Payments present threats and opportunities for banks
In our latest Executive Report, BAI outlines how a safe, fast and easy-to-use payments solution can help banks and credit unions maintain a position of primacy in the customer relationship.
Virtual debit cards are a win-win for banks and customers
In 2020, debit-card spending outpaced credit-card spending for the first time in 16 years. How can financial institutions keep that momentum going?
Payments: Increasing competition in the fast lane
In this month’s Executive Report, BAI looks at the payments landscape and shares insights on emerging methods, technologies and competition.
Digitizing B2B Payments
Corporations are eager to further digitize their payment systems. But what can be done for processes that still rely on paper-based checks? Michael Reed from Deluxe answers BAI’s questions.
3 realistic priorities for payments modernization
Focus your efforts where bank and credit union customers engage the most: mobile and digital channels.
It’s time for banks to hit the gas on real-time payments
The shift is fueled in large part by rising consumer expectations around faster transactions, driven by digitalization during the pandemic.
E-signatures: Answers to the 5 most common questions
Keep employees and clients current on e-signatures, which have allowed banks and credit unions to continue their core services when in-person appointments are not an option.
U.S. banks are embracing blockchain payments – here’s why
The prospect of billions of dollars in new deposits is one reason. But what has really piqued banks' interest is a recognition that the future of payments is digital.
3 ways to modernize cross-border B2B payments
Banks and credit unions can capitalize on the explosion in global e-commerce with efficient and secure systems that help business customers make and receive international payments.
Turn your community bank into a commerce hub
Taking a page from the fintech playbook can help acquire new customers, increase revenue and strengthen client balance sheets.
The customer magic of immediate card issuance
Why the convenience of instant replacement is an important trick to have up your sleeve as the in-branch experience evolves.
5 reasons real-time payments are going mainstream
The move to digital has heightened demand for immediacy across the economy, and this includes moving money from Point A to Point B.
Meeting your customers’ international payment needs
Payments are the lifeblood of any business. The ability to remit and receive monies impacts everything a business does from cash flow and hiring to credit, investment and expansion. And as businesses grow, many look to Read More
What lies ahead for the world of digital payments
The pandemic's impacts may lead to greater financial inclusion but will require new standards to stop fraud and safeguard consumers’ money.
Bringing a real-time payments strategy to life
A clear vision of your goals and getting the right stakeholders involved are critical to shaping your approach and realizing the expected returns.
The case for updating and upgrading bank bill pay
Customers will take care of some of their holiday spending bills with bank bill pay. But has the service kept pace with other digital updates? BillGO's Dan Holt discusses the current state of bank bill pay and why it should get a makeover.