Matt Wilcox
Oct 1, 2021

The shift is fueled in large part by rising consumer expectations around faster transactions, driven by digitalization during the pandemic.

The ever-shifting mix of cash, checks, ACH and electronic payments methods are now top-of-mind when people discuss today’s in banking—especially as consumers increasingly adopt electronic payments methods in their daily routines.

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For wholesale banks, one New Year’s resolution represents equal parts common sense and common good: to take the necessary steps to remain relevant to customers and profitable in 2018.

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While principally aimed at curbing the grey economy, Indian Prime Minister Narendra Modi’s ballyhooed demonetization campaign last year spotlighted the war between cash and electronic payments in the mother of all emerging markets.

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The stereotypes that surround Africa’s track record of innovations—or as some would argue, the lack of them—may well outnumber those dismissive people who still call it “the third world.

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You would think that by now that there would be a banking system that allows customers to send instant payments from their accounts to anybody else’s bank account in real time.

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For all the dazzling speed high-tech startups and solutions bring to the financial scene, one aspect of the sphere continues to run slow—relentlessly slow.

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BAI’s reporting on banking security issues has found that regardless of the threat and response, fraudsters are rapidly adapting not only to security measures, but also to where and how customers access their accounts.

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The payments industry has grappled with rising merchant attrition for quite some time.

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Consumers have quickly come to expect that they can complete any task from any location—and in the last decade, that represents the most significant economic change driven by the surge of mobile technology.

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In 1967, Thurgood Marshall became the first black U.

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On this episode of the BAI Banking Strategies podcast, we’re joined by payments expert Patricia Hewitt.

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In India, at least half of the population is unbanked: Remarkably, these people lack access to the convenience of electronic payments so common in the west.

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Millennials have fashioned the smartphone into a ubiquitous tool to socialize via Twitter or Instagram or Snapchat; collaborate on projects with Slack; or find and review restaurants on Yelp.

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When Darouny Bounsengsa bought her mobile phone at 17, she wasted little time diving into the digital payments world.

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When BBVA Compass rolled out its mobile check deposit service four years ago, it got a number of mostly tech-savvy customers to take photos of their checks and deposit them over their smartphones.

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In 2017, technology will continue to play a vital and growing role in financial services, but some weary and mistrustful customers, especially Millennials, want a more personalized touch.

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