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Why foreign exchange fees for credit cards need to be curbed

Sometimes industry self-regulation does a better job protecting consumers than government regulation does. The only viable way to curb outrageous and deceptive credit card foreign exchange fees is for the payments industry to police itself. Read More

By |2022-09-15T09:46:03-05:00June 29th, 2018|Comments Off on Why foreign exchange fees for credit cards need to be curbed

How banks can navigate a post-EMV chip environment

The next time you look at the chip on your debit or credit card, consider this: We will soon mark the three-year anniversary of the EMV liability shift for point-of-sale transactions in the U.S. The Read More

By |2022-09-15T09:44:18-05:00June 6th, 2018|Comments Off on How banks can navigate a post-EMV chip environment

Podcast: Fintech, payments and the revolution-evolution crossroads

With today’s fintech industry covering such a wide swath of innovation and invention, it’s harder than ever to identify specific pockets of major forward movement. Even the concept of artificial intelligence Read More

By |2022-09-29T15:33:05-05:00March 27th, 2018|Comments Off on Podcast: Fintech, payments and the revolution-evolution crossroads

Podcast: The future of payments—get ready for a wild ride

The endless disruptions and revolutions in payments have done more than just taken “evolution” out of the picture: They’ve also sent the banking industry on a “wild ride.” That’s no casual choice of words, as “A Read More

By |2022-09-29T15:25:00-05:00February 13th, 2018|Comments Off on Podcast: The future of payments—get ready for a wild ride

Needles and PINs: From jackpotting to skimming, why ATMs are more vulnerable than ever

Five decades after they were first unveiled in Swinging London as marvels of secure, cash-dispensing convenience, automatic teller machines are more vulnerable than ever—thanks to a wide array of attacks that include skimming devices, malware, Read More

By |2022-09-15T09:44:52-05:00January 31st, 2018|Comments Off on Needles and PINs: From jackpotting to skimming, why ATMs are more vulnerable than ever

Cash is sin-king? The evolving state of cash and electronic payments in the U.S.

The ever-shifting mix of cash, checks, ACH and electronic payments methods are now top-of-mind when people discuss today’s in banking—especially as consumers increasingly adopt electronic payments methods in their daily routines. And while demand for Read More

By |2022-09-15T09:46:11-05:00January 11th, 2018|Comments Off on Cash is sin-king? The evolving state of cash and electronic payments in the U.S.

The wholesale truth: Four strategies to become a payments leader

For wholesale banks, one New Year’s resolution represents equal parts common sense and common good: to take the necessary steps to remain relevant to customers and profitable in 2018. But to do that, these banks Read More

By |2022-09-15T09:45:42-05:00December 28th, 2017|Comments Off on The wholesale truth: Four strategies to become a payments leader

In Africa, payment advances pay off—big

The stereotypes that surround Africa’s track record of innovations—or as some would argue, the lack of them—may well outnumber those dismissive people who still call it “the third world.” What with all the breathless foreign Read More

By |2022-09-15T09:46:41-05:00November 21st, 2017|Comments Off on In Africa, payment advances pay off—big