Dustin Allen
Apr 1, 2020

Preparing for a recession usually includes steps that banks take to maximize interest spread and fee income, offload expensive deposits, and prepare for loan losses that are on the horizon—all while maintaining relationships and liquidity. To provide guidance for those who have responsibility for deposits and deposit pricing in the current environment, I’ve interviewed a number of […]

The battle for deposits has become increasingly competitive for community financial institutions.

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It’s true, banking industry numbers crunchers: Things don’t seem to add up.

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As deposit growth remains a popular and sometimes heated discussion topic among bankers, it pays to step back and take stock of how the financial services industry got to this point, where we are today and what it means going forward, especially with direct banks moving into the picture like never before.

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With the Federal Reserve making multiple interest-rate cuts this year, crafting a deposit growth strategy these days can feel like standing on a teeter-totter.

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Not Supported Drew Sievers, CEO of Harvest Savings and Wealth Technologies shares his perspective on how financial services organizations can compete and win the digital transformation game and combat deposit loss.

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Deposit generation has posed a major challenge for financial institutions over the past year.

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If a “secret sauce” exists to improve bank performance, it’s likely via capturing and retaining low-cost deposits.

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I recently attended two banking conferences and was struck by how much has changed—yet how much has not and needs to.

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Assessing credit risk is an imperfect science.

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