Izabella Gabowicz
Nov 19, 2021

Macro trends, combined with an individual’s personal spending patterns, can help banks know and understand their customer base better than ever.

During my days coaching high school wrestling and softball, I learned an important lesson.

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The traditional branch sales model was based on cross-selling to customers who used the branch for transactions.

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There is intense debate right now about the future of the branch.

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The amount of money banks generate from fees on deposit accounts decreased from $36.

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We have all heard the old adage, “If it ain’t broke, don’t fix it.

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“Customer intimacy” has become the latest buzz word among bank marketing managers.

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The buzz about mobile banking is at an all-time high so maybe it’s time to take the hype down a notch.

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An astonishing number of bankers (rookies and veterans alike) express the view that the forward implied yield is just another generally inaccurate method of predicting future interest rates.

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Workforce utilization management – the process of tailoring staff schedules to meet need and thereby eliminating wasted payroll hours – is an especially complex task when it comes to tellers.

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It’s no secret that Brett King doesn’t like branches.

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While banks still face a marketing challenge in selling retirement advice and wealth management services, they are making inroads in competing against traditional brokerage firms and self-service brokerages for “mass affluent” customers.

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No bank can meet the expectations of its customers without significant help from the third party vendors that supply it with labor, software, hardware and services.

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Certificates of deposits (CDs) have experienced a dramatic change in consumer demand, interest rate levels and type offered in the last five years.

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There are regular discussions at conferences about the cashless, branchless future.

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It’s no secret that retail banks across the country face an enormous revenue challenge.

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For good reasons most bankers esteem the importance of relationships.

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Over the last year, media attention and overall interest in mobile payments has surged dramatically.

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With revenues under pressure and cost-cutting measures moving to the forefront, the next few years are likely to be difficult for bank employees.

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Retail banking today is more complex than ever for many reasons, including changing consumer preferences, regulatory uncertainty and the challenge of maintaining an array of delivery channels that are now available to and expected by customers.

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Are retail banks overlooking a major segment of their customer base? It seems improbable, especially given the intense hunt for growth in a tight market.

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