Terry Badger
Jun 28, 2022

On the BAI Banking Strategies podcast, David Foss, CEO at Jack Henry & Associates, joins us to discuss open banking and the scale-defying opportunities it can provide for regional and community institutions.

Online account opening (OAO) presents a frustrating irony for many banks: The great service they are prepared to offer after they get a customer on board is belied by an often inferior, frustrating OAO process.

Read More

The notion that only the largest banks pay a lower annual percentage yield (APY) in return for the perceived status of “too-big-to-fail” is not entirely accurate.

Read More

In the intensive search for new sources of profitable revenue, many financial institutions are missing one untapped source: cross-selling and upselling to existing retail consumer customers who also are small business owners.

Read More

2012 saw the most bank mergers since 2007 as beleaguered institutions look for a way out.

Read More

Consultants and other industry experts frequently offer their solutions for success in small business banking.

Read More

Tablet usage is growing exponentially, with important implications for retail banking.

Read More

With many financial institutions (FIs) facing another year of declining average retail branch transaction activity and rising payroll costs (40.

Read More

Banks have little to do with physical space anymore; it’s all been digitized.

Read More

Bankers have grown accustomed over past decades to a plentiful supply of low-cost time deposits from senior citizens that help to properly fund fixed-rate long-term loans.

Read More

If you ask bankers in the C suite about their New Year resolutions, you won’t find many who fail to mention time.

Read More

Branch closures are never easy work, but U.

Read More

For retail banks, an effective loan origination and servicing operation is a key contributor to long-term profitability.

Read More

There are sound reasons why midsized and large banks want to stake a claim to the wealth management business.

Read More

Lack of timely information about changes in deposit rates can saddle a bank with a relatively higher cost of funds.

Read More

It is accepted wisdom throughout the industry that small businesses represent banks’ best opportunity for higher spreads, improved fee income and superior relationship profitability.

Read More

For many banks, improper scheduling on the teller line is one of the biggest silent profit killers in their retail branch network.

Read More

The numbers can seem daunting.

Read More

As the banking industry continues its recovery, everything points to an increase in merger & acquisition (M&A) activity.

Read More