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Article

Mar 14, 2024

It’s time to start compliance preparations for the revised Community Reinvestment Act 

Webinar

Upcoming: Mar 21, 2024

Engaging learners during compliance training is a challenging task. Training is a crucial component to developing your organization’s employees, but if the material isn’t relevant and engaging, learners will struggle to retain key concepts and complete each course in a...

Job Aid

Mar 1, 2024

Every company has policies that cover how to identify and prevent discriminatory behavior. Even after employees acknowledge these policies, there are inherent biases they could have where they may discriminate without even realizing it, especially during the loan review process. BAI has put together a data sheet to help organizations develop policies that address specific data that is collected on a loan application that needs to be examined more carefully to ensure there is no discrimination against applicants. This document includes potential biases and considerations for several data points.

Job Aid

Feb 29, 2024

Financial services organizations have numerous departments that collect data to help them make better decisions on how to run their departments. When examining this data, department leaders need to train their staff to ensure that correlated metrics don’t lead to biased decision making when implementing new plans. BAI has put together a data sheet to help train businesses on understanding the most common risk assessment scenarios with key metrics that are gathered that could lead to biased decision making.

Article

Feb 28, 2024

Stay a step ahead of regulatory pivots with a smart culture of compliance.

Job Aid

Jan 29, 2024

Is your organization prepared to update its Home Mortgage Disclosure Act (HMDA) policies in 2024? New filing requirements for HMDA were passed in 2023 that will go into effect in 2024. Given the volatility with the housing market, the...

Article

Jan 10, 2024

7 key takeaways from the Risk Management Association and Oliver Wyman 2024 CRO Outlook Survey.

Article

Jan 2, 2024

Disclosure complexity continues to increase, and so does the likelihood of being fined for non-compliance.

Job Aid

Jan 1, 2024

Unaligned Policies and Procedures can Leave Your Organization Exposed. BAI helps financial services organizations understand the proper way to align their policies and procedures by highlighting important steps in the creation process....

Job Aid

Jan 1, 2024

Major final rules and proposals were released earlier in 2023 that will affect compliance training programs in 2024. Download to learn more about these rules and how they affect your compliance training program....

Job Aid

Jan 1, 2024

BAI has put together a document on artificial intelligence policy considerations to help financial services organizations know what they need to include in their AI policies....

Webinar

Recorded: Jan 11, 2024

Enterprise risk ratings contribute to a standardized approach to evaluate and communicate the level of risk across an organization. They help decision-makers make informed choices and prioritize risk management efforts. Risk ratings can also enhance learning and development in financial...

Article

Dec 14, 2023

Spanning CRA, capital requirements, credit card competition and more, a handful of new regulations and pending action in 2024 could shift compliance-training priorities.

Job Aid

Dec 1, 2023

BAI has put together a document on Commercial Real Estate considerations to help financial services organizations know what they need to include in their commercial lending policies. To learn more about how to make your organization’s commercial real estate policies more...

Job Aid

Nov 30, 2023

In the current regulatory environment, it is important for financial services organizations to review their policies on fraud. BAI has put together a document on Fraud policy considerations to help financial services organizations define actions for averting fraud, address it...

Article

Nov 30, 2023

Probability Management’s Sam Savage discusses the ‘flaw of averages’ and recent bank failures.

Article

Nov 29, 2023

By embracing flexibility, speed and automation, financial institutions can create a collaborative environment where both innovation and regulation thrive.

Webinar

Recorded: Dec 14, 2023

The Community Reinvestment Act (CRA) was designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods. Recently, a final rule was announced that updates...

Article

Nov 8, 2023

AI-enabled processes are reshaping how bank executives are identifying actionable insights for enhanced operating leverage across the risk-analysis lifecycle.

Article

Oct 16, 2023

Data management is an emerging specialty in most financial services companies—including community banks—and a mature ERM function for effective use of data requires the right approach to recruitment and staffing.

Article

Sep 28, 2023

With technology forming the foundation of every bank, it’s become clear that IT risk and business risk need to be managed together.