Arcady Lapiro
Jun 8, 2020

Digital offerings that lay on top of existing technology can work as an alternative to a conversion that’s expensive and disruptive.

2014 may be the year that banks pick up the pace in their walk-crawl-run to new operational models.

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Faced by competitive challenges from non-bank disruptors such as PayPal, Google and Apple, banks are stepping up their efforts to be more innovative.

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With the global financial crisis of 2008-2009 mostly in the rear view mirror, banks around the globe can focus more on the future, which means improving the customer experience through innovation, particularly in the delivery of mobile services.

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Innovation requires focus and a disciplined process.

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The frustration of small business owners with U.

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For the eight finalists of the 2012 BAI-Finacle Global Banking Innovation Awards, innovation means breaking outside of banking’s traditional product, services and channel categories and sometimes even pioneering game-changing or “disruptive” technologies.

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The death of Apple Inc.

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Banking is a cyclical industry and right now appears to be heading into another period of difficulty with the financial crisis in Europe and controversies over derivatives trading and the so-called “Liborgate” scandal.

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One theme that appears consistently on agendas at banking industry conferences is the need for innovation to drive revenue and profitability growth.

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It wasn’t too many years ago that banking could be considered a local industry, particularly in the U.

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