Arcady Lapiro
Jun 8, 2020

Digital offerings that lay on top of existing technology can work as an alternative to a conversion that’s expensive and disruptive.

The fintech industry—characterized by brilliant, creative individuals and scrappy startups—has posed perhaps the biggest challenge to the traditional banking industry since globalization.

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The banking industry is rapidly investing in artificial intelligence, and will spend more than any vertical on cognitive systems and AI.

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This is my mea culpa, my confession: During my time working at some of the largest, most powerful financial institutions in the world, we openly mocked cryptocurrencies—specifically bitcoin.

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It’s like zooming around a racetrack but making pit stops: For banks trying to meet rapidly changing expectations in the digital age, delivering simple, easy customer experiences requires speed and regular adjustments.

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The onetime FinTech-versus-bank battle shows major signs of easing from competition to cooperation.

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For some people in banking, the idea of Amazon entering the arena conjures a nightmare scenario.

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Leaving an accomplished business career to go the way of a fintech startup force hardly represents a slam dunk, no matter how many years you’ve put in or promotions you’ve garnered.

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More and more, banking customers embrace new technologies and require increasingly individualized services.

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Fintech progress means shiny new toys—at least in the minds of many bankers—yet some entrepreneurs focus first on a greater good.

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To say the banking industry’s history reflects reluctance to change is an understatement.

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