Rajashekara V. Maiya
Feb 17, 2022

That is a question for banks seeking to offer financial services via APIs in a cheaper, faster and more transparent manner.

Innovation requires focus and a disciplined process.

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The frustration of small business owners with U.

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For the eight finalists of the 2012 BAI-Finacle Global Banking Innovation Awards, innovation means breaking outside of banking’s traditional product, services and channel categories and sometimes even pioneering game-changing or “disruptive” technologies.

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The death of Apple Inc.

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Banking is a cyclical industry and right now appears to be heading into another period of difficulty with the financial crisis in Europe and controversies over derivatives trading and the so-called “Liborgate” scandal.

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One theme that appears consistently on agendas at banking industry conferences is the need for innovation to drive revenue and profitability growth.

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It wasn’t too many years ago that banking could be considered a local industry, particularly in the U.

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Bankers in any one country may be excused for thinking the challenges they face are unique but the fact is that retail financial institutions across the globe are struggling with common problems in the wake of the recent financial crisis – such as restoring the trust of customers.

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If the crisis of 2008-2009 exposed woeful lapses in the banking industry’s risk management practices, the years since have also revealed a strong need for innovation.

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Innovation is something that comes and goes in banking like chief executives and heads of risk … as in it appears and disappears pretty often.

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I am no fan of needless regulation.

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Customer experience is much talked about in retail banking organizations today.

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Recently overheard: “Banks and credit unions are going to cede the underbanked market to other players.

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