David Biesack
Oct 18, 2021

To start, financial institutions must include risk assessment and threat modeling as part of their software development lifecycle.

Inefficiencies such as a bank’s disjointed data systems, manual processing of authentication for new account openings or outdated payment processes don’t just cause headaches for employees and customers alike — they also play directly into the hands of fraudsters.

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Consumer borrowing is at a record $14 trillion in the U.

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In 2019, banks made significant strides in implementing electronic signatures to push forward into the next phase of the digital transformation movement and meet the demands of modern consumers.

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We all verify our identity every day, often multiple times per day.

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The times, as Bob Dylan once crooned in that raspy nasal whine, are a-changing—and no more so than in the ways bank customers make payments.

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Faster, smoother, more-open payments systems are coming our way thanks to a little something called an API.

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In the early- to mid-1900s, banking and excitement went together, well … like water and oil.

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Data can yield great value for banks and even more for customers.

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We are once again facing digital transformation the likes of which we haven’t seen in a decade.

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Improving net income takes more than just reducing expenses and raising fees.

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Across all areas of business, banking included, consumers are demanding the ability to serve themselves.

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Whether it benefits customers and employees on the front end or core systems on the back end, digital transformation is a top shelf to-do for banks in 2019.

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Considering that smartphone apps are just a dozen years old, the technology has exploded far beyond anything Steve Jobs might’ve imagined when he unveiled the first iPhone.

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From bikes and cars to buses and trains, the people at Uber envision their role as a central force in the future of getting from Point A to Point B.

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User experience and security frequently find themselves at odds these days.

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While most executives at financial institutions agree that artificial intelligence (AI) is important to their organization’s success, few have fully implemented AI projects.

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As banks pursue more digital initiatives, one buzzword comes up again and again: “digital transformation.

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Not Supported Drew Sievers, CEO of Harvest Savings and Wealth Technologies shares his perspective on how financial services organizations can compete and win the digital transformation game and combat deposit loss.

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When mining data, most bankers spend lots of time (or too much) fretting about how to get pertinent information into one place and what technology to use—all to the end of getting a good overview of customer needs and wants.

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Not Supported BAI’s Holly Hughes sits down with fintech leaders Jason Henrichs, FinTech Forge, and Kevin Lewis, Amount, to discuss the key issues surrounding digital transformation and how financial services leaders can approach converging technology with customer experience.

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