Technology has so far delivered disappointing results. But analytics could help solve the attrition problem and more.
The ’60s innovation remains a retail banking staple—but a spotty marketing tool. Can the ATM mature into more than a cash dispensary?
EMV chips in credit and debit cards slow fraud, but don’t stop it. Tokenization promises to bolster consumer protections.
After more than a year of chip credit and debit cards in the U.S., the transition shows sure signs of progress.
Card providers can’t stop government regulation on interchange fees. But they can focus their card portfolios to make them more personal, productive and nimble.
The U.S. card industry’s move to EMV technology to combat fraud will likely accelerate because of recent data breaches, say BAI Payments Connect 2014 panelists.
Economic pressures and government regulation have accelerated the use of debit over credit cards during the last two years, according to a BAI Research/Hitachi Consulting study.