In an era of mobile payments and online banking, checks—and the availability of funds—are still the lifeblood of small businesses.
The technology has multiplied in popularity and ubiquity. But embracing cryptocurrency requires a thoughtful, thorough approach.
EMV chips in credit and debit cards slow fraud, but don’t stop it. Tokenization promises to bolster consumer protections.
After more than a year of chip credit and debit cards in the U.S., the transition shows sure signs of progress.
The world’s nations look up to America for financial leadership. But in the realm of e-invoicing, it’s a different story.
If October’s ATM liability shift for MasterCard teaches us anything, it’s that decisive, proper preparation remains key.
Card providers can’t stop government regulation on interchange fees. But they can focus their card portfolios to make them more personal, productive and nimble.
Even as the U.S. makes initial moves towards a real-time payments system, industry experts acknowledge that the transformation will be slow.