• KAREN EPPER HOFFMAN_resized
    Karen Epper Hoffman Apr 7, 2017

    Alternative music for millennials: New payment options to win them over

    Millennials aren’t yet sold on mobile payments, but banks can start singing their tune with loyalty perks and speedier transactions.

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  • Digital wallets not yet ready for prime time

    Suman Kumar Chandra_resized
    Suman Kumar Chandra Mar 7, 2016

    Although interest in digital payments increases rapidly, the use of old-fashioned cash is likely to persist for a good while longer.

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  • Rising interest rates and community banks

    Bob Newman
    Bob Newman Feb 23, 2016

    If rising interest rates do indeed become the ‘new normal,’ community banks should consider reviewing their strategies for loan/deposit re-pricing, bond/wholesale funding and the use of interest rate derivatives.

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  • Integrating receivables to boost lockbox revenues

    Anne Gabriel_resized
    Anne Rawland Gabriel Apr 15, 2015

    Direct Insite won the Payments Innovation Track award at BAI Payments Connect 2015 for developing a product that helps banks trim their accounts receivable costs.

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  • Real time payments on the UK model

    ken Cline_resized
    Kenneth Cline Feb 6, 2015

    Real-time payments are feasible in the U.S. based on lessons learned in the U.K., according to BAI Payments Connect 2015 speaker Ann Caple.

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  • Making Remote Deposit Capture Audit-Ready

    Trudy Lotter Oct 8, 2014

    Lessons learned while introducing remote deposit capture (RDC) services can help bankers handle the auditing requirements for mobile RDC.

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  • Bitcoin’s Disruptive Challenge

    Chris Skinner1_resized
    Chris Skinner Jul 25, 2014

    Bankers may dismiss digital currencies like Bitcoin as a serious challenge, but what if this is the disruptive threat that goes mainstream?

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  • Follow the Money to Online Checking

    Odysseas Papadimitriou May 27, 2014

    In today’s inverted world of bank accounts, consumers can earn higher yields on online checking accounts than on savings or business accounts.

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