Although regulatory authorities are tempted to over-reach when designing faster payments systems, they would be better off encouraging competition and market forces.

A combination of self-assessment, automation and performance and stress testing can help protect payments systems from unexpected problems.

Data breaches are nearly inevitable in today’s high-risk digital world, but financial institutions can recover from them more quickly with robotic process automation.

Transforming business processes in banking requires moving from automating those processes to true digitization.

Migrating from magnetic stripe to EMV chip cards may seem daunting to some bankers, but following four key steps will help facilitate the process.

While EMV technology by itself would not have prevented the Target data breach, its use within a layered defense system would have helped enormously.

Real-time payments could be moving a step closer to reality under pressure from forces both inside and outside of the financial services industry, say BAI Payments Connect 2014 panelists.