• Harold Montgomery_resized
    Harold Montgomery May 1, 2017

    An account of the unbanked: From mobile payments to more financial inclusion

    The world’s unbanked number in the billions, but the potential bank revenue? Hundreds of billions.

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  • The Margin Improvement of Same-Day ACH

    Louis Blatt Feb 1, 2012

    Moving to same-day ACH in the U.S. will cost banks on the front end but will lead to margin improvement over the long term.

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  • Payments Hubs to Maximize Payments Revenue

    Louis Blatt Jul 20, 2011

    Integrating new credit card systems into a payments hub provides a more agile and holistic payments processing capability.

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  • Crossing Borders with ACH

    Jonathan Eber Feb 9, 2011

    The ACH network is poised to make major contributions to cross-border money transfers if formats can be standardized and fraud concerns ameliorated.

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  • More Durbin Fallout: Transaction Routing

    Rodman K. Reef Jan 31, 2011

    The implementation of the Durbin Amendment should spur greater urgency for upgrading the routing process for debit card transactions.

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