• Spencer Presley
    Spencer Presley Jan 3, 2020

    Gaining an edge in the battle for deposits

    How community banks can compete as the financial services landscape grows more complex.

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  • Return to consumer lending for community banks

    Daryl Jones Apr 10, 2015

    Lagging behind credit unions and alternative lenders, community banks need to get back into consumer lending by focusing on technology, front line sales and partnerships.

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  • Results of deposit pricing game theory exercise

    Dan Geller Mar 11, 2015

    Findings from a game theory exercise show that in a competitive-rising-rate environment, we tend to price deposits about 13% above the normal average of the competitive set.

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  • Time to raise minimum deposits

    Rick Barham Feb 20, 2015

    Banks need to start considering reducing fees and making up the lost revenue by raising minimum deposit balances.

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  • Deposit pricing game theory for rising rates

    Dan Geller Feb 2, 2015

    Behavioral theory suggests that deposit rates start rising prior to an anticipated increase in the Fed funds rate because of our tendency to try to outdo the competition.

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  • Rewards-based checking for rising rates

    Jeremy Foster Jan 27, 2015

    High-yield, rewards-based checking accounts can help financial institutions weather a rise in interest rates.

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  • Back to the credit card

    Vikas Bansal Jan 14, 2015

    As the economy improves and consumers regain financial strength, now is the time for banks to reintroduce credit cards to their payments portfolio.

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  • Loan Pricing Tools for Raising Deposits

    Gren Blackall Nov 3, 2014

    Loan pricing apps can help raise deposits by enlisting customers in the cause.

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