• KAREN EPPER HOFFMAN_resized
    Karen Epper Hoffman Sep 13, 2017

    For consumers, piqued interest on rising deposit rates

    Gone are the days when banks could count on depositors seeking shelter from the recession. With rising rates, how can banks rise to the occasion?

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  • From Commoditized to Customized Deposits

    Neil Stanley_resized
    Neil Stanley Feb 1, 2013

    As baby boomers retire, they are likely to avoid the traditional time deposit in favor of customized solutions that address their needs more directly.

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  • Time is Money in Deposit Pricing

    Dan Geller Jan 14, 2013

    Timely information about competitor deposit pricing behavior can save a bank substantial interest expense.

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  • Are We Headed for a Liquidity Cliff?

    Dan Geller Dec 4, 2012

    Expiration of the Bush tax cuts is likely to decrease the amount of money consumers will have available to deposit in bank accounts.

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  • The Limited Impact of Unlimited Deposit Insurance

    Dan Geller Nov 9, 2012

    The soon-to-expire unlimited deposit insurance coverage for noninterest-bearing transaction accounts had a marginal impact on balances over $250,000.

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  • Segment-based Deposit Pricing

    • Sherief Meleis
    • Rich Solomon
    Aug 24, 2012

    In a world of excess deposits, banks must price for quality over quantity, with effective customer segmentation analytics the key to achieving that.

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  • A Trillion Dollar Question

    Dan Geller Jul 11, 2012

    Between now and yearend, nearly $1 trillion could shift from non-interest bearing checking accounts to other deposit accounts – but which ones?

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  • Helping Consumers Build Credit

    Kate Marshall Dole Jun 20, 2012

    Rather than simply turning away consumers with poor or no credit histories, financial institutions should take the lead in helping those people improve their credit for profitable, long-term relationships.

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