• KAREN EPPER HOFFMAN_resized
    Karen Epper Hoffman Sep 13, 2017

    For consumers, piqued interest on rising deposit rates

    Gone are the days when banks could count on depositors seeking shelter from the recession. With rising rates, how can banks rise to the occasion?

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  • Crowdsourcing the Credit Card

    Phil English Jun 19, 2012

    With its new ‘crowdsourced’ credit card, Barclays Bank is hoping to use social media to create a kind of ‘virtual’ credit union, says bank executive Paul Wilmore.

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  • New Directions in Unsecured Consumer Credit

    • Rick Spitler
    • Jim Bramlett
    Jun 15, 2012

    To restart growth in consumer credit, retail banks need to look at nontraditional products such as the unsecured line of credit and the dynamic liquidity line; the key is to organize offers around essential customer needs.

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  • Reality Check on Service Fees

    Dan Geller May 2, 2012

    When deciding whether to impose service fees, banks need to consider consumer preferences as well as the competitive landscape.

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  • Certificates of Deposits Out of Favor

    Dan Geller Mar 21, 2012

    Consumers fled most types of CDs in the wake of the financial crisis and are unlikely to favor them again until the economy returns to a more ‘normal’ state.

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  • The Case for Regional Deposit Pricing

    Dan Geller Feb 13, 2012

    Institutions that are not practicing regional pricing are very likely mispricing their deposits, even in a low-rate environment.

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  • Searching for Value in Bank Fees

    Phil English Jan 24, 2012

    Alex Matjanec, co-founder of MyBankTracker.com, sees new bank fees as inevitable in 2012, imposing a burden on consumers to search for value in their banking relationships.

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  • Time Deposits: Profitable or Not?

    Neil Stanley_resized
    Neil Stanley Jan 11, 2012

    A consistent measurement methodology helps bankers manage the profitability of their CD funding.

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