• KAREN EPPER HOFFMAN_resized
    Karen Epper Hoffman Sep 13, 2017

    For consumers, piqued interest on rising deposit rates

    Gone are the days when banks could count on depositors seeking shelter from the recession. With rising rates, how can banks rise to the occasion?

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  • A core issue: Surgically replacing core banking platforms

    • Bob Reveal
    • Matthias Loh
    • Jan Muralitharan
    • Wim Geurden
    Dec 19, 2016

    Core banking systems take time and money to overhaul and replace. Often it’s best to proceed one element at a time.

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  • How lenders can use dynamic pricing to maximize profits

    Photo_Robert Phillips PhD_hi-res
    Robert Phillips Oct 26, 2016

    Just as airlines have proven, customers who need speed and convenience are more open to higher prices.

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  • Wooing deposit customers for wealth management

    250x250_Terri_Cable
    Terri Cable Sep 19, 2016

    As banks battle investment firms for potential wealth management customers, many find that their best option is promoting these investment services to their existing deposit customers.

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  • Mortgage and auto lenders grapple with disparate impact

    Carol Wolf Aug 12, 2016

    Mortgage and auto lenders are re-evaluating their internal anti-discrimination practices after a Supreme Court ruling means the disparate impact theory is here to stay.

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  • Success factors for fixing the bank

    Charles Wendel
    Charles Wendel Jul 22, 2016

    When bankers seek outside advice for improving their institutions, they need to follow through on the recommendations they agree to implement.

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  • Preparing for new credit loss standards

    Tom Caragher_resized
    Tom Caragher Jul 18, 2016

    While implementation of new credit loss standards is years away, banks need to begin now to develop the data and systems capabilities to handle this change.

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  • Crisis in promotional deposit pricing

    Hank Israel, Andrew Frisbie Apr 22, 2016

    As traditional campaigns for balance acquisition fall prey to promotional fatigue, banks need to improve the metrics, skills and strategies used to drive deposit-gathering.

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