• Kevin King
    Kevin King Apr 15, 2019

    What banks can expect from UltraFICO

    Though far from perfect, the credit evaluation tool marks an important step forward for lenders and consumers.

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  • Writing a non-friction book: Towards a seamless bank lending process

    Geoff Williams
    Geoff Williams Apr 20, 2018

    FinTechs, mortgage brokers and online lenders excel at ease and speed. But some roadblocks demand the human touch banks have in spades.

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  • Changing the score: How alternative lenders rethink FICO ratings

    Jeanne Pinder_resized
    Jeanne Pinder Apr 13, 2018

    For years, creditworthiness has hinged on payment history. But a new breed of lenders has added new metrics to the formula.

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  • A higher interest level: Sizing up the challenges for deposits in 2018

    Daniel Smith
    Daniel Smith Feb 23, 2018

    With increased costs, expect a fight to retain and attract client deposits. Here’s how your financial institution can come out on top.

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  • For consumers, piqued interest on rising deposit rates

    KAREN EPPER HOFFMAN_resized
    Karen Epper Hoffman Sep 13, 2017

    Gone are the days when banks could count on depositors seeking shelter from the recession. With rising rates, how can banks rise to the occasion?

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  • Mortgage lending and the wonders of Day 1 Certainty

    Laura Williamson
    Laura Williamson Sep 12, 2017

    Fannie Mae’s approach smooths the mortgage process for borrowers and originators. But starting requires willingness to change old ways.

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  • Peering into peer-to-peer: As banks spy the online loan landscape, a new vision

    Jeanne Pinder_resized
    Jeanne Pinder Aug 14, 2017

    It took ten years for doomsday predictions to fade. So how can banks learn from and partner with marketplace lenders?

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  • Order in the courtship: How banks can become number one with fickle customers

    Sue Hines
    Sue Hines Jul 31, 2017

    Consumers are getting used to playing the field with banks. Winning their loyalty above all other suitors requires hard work and patience.

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