• Daniel Smith
    Daniel Smith Feb 23, 2018

    A higher interest level: Sizing up the challenges for deposits in 2018

    With increased costs, expect a fight to retain and attract client deposits. Here’s how your financial institution can come out on top.

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  • Crisis in promotional deposit pricing

    Hank Israel, Andrew Frisbie Apr 22, 2016

    As traditional campaigns for balance acquisition fall prey to promotional fatigue, banks need to improve the metrics, skills and strategies used to drive deposit-gathering.

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  • Navigating time deposit rate change features

    Neil Stanley_resized
    Neil Stanley Apr 19, 2016

    Offering rate change features on long-term deposits may help to retain customers in those accounts, but bankers should weigh the various options carefully.

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  • Deposit profitability as key to branch profitability

    Jeff Marsico Mar 18, 2016

    Branch profitability has been depressed since 2008, but prospects for gradual increases in interest rates offer banks a path for improvement – if they build their deposit base.

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  • Strategic choices in digital lending

    Robert C. Giltner
    Robert C. Giltner Feb 19, 2016

    Digital lending technology offers banks a choice: partner with alternative providers to serve some markets indirectly, or deploy your own to serve them directly.

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  • Seven preparatory steps for new credit loss standard

    Tim McPeak resize
    Tim McPeak Jan 26, 2016

    While proposals to revamp the expected credit loss model are still under discussion, banks can take action now to prepare for the changes.

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  • Managing exposure to deposit refinancing

    Neil Stanley_resized
    Neil Stanley Dec 9, 2015

    With the Federal Reserve poised to raise rates, bankers need to model and prepare for their exposure to time deposit early withdrawal.

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  • How to keep more profitable deposits

    • Neil Stanley
    • Ken Olan
    Oct 19, 2015

    Rather than bidding up rates to retain CD deposits when they mature, bankers should consider offering customers a special purpose savings account that offers CD-like yields.

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