Though far from perfect, the credit evaluation tool marks an important step forward for lenders and consumers.
CRE has increasingly become a portfolio growth driver for banks. But loan risk management—and how regulators scrutinize it—must also remain top of mind.
Customers who might not look ready for loan offerings might actually fit the bill—or can get there with a bank’s help.
Financial institutions have been slow to promote RDC. But to bolster small business efficiency—and bank bottom lines—it’s more than worth the effort.
Peer-to-peer and online lenders may be fast and sexy. But in the long run, they can’t give small business owners the advice and guidance they need.
Even with student loan debt and stagnant wages, they’ll soon be a trillion-dollar force—and smart community banks can meet their needs.
Amidst a fast world where traditional banking and sexy FinTech meet, cash management could in fact give banks a decisive edge.
Spelling out a partnership with AFCs isn’t always as easy as ABC. But the dynamics promise to evolve in the next few years.