Winding down specials will reduce interest rate risk, while a shorter liability profile can protect net margin.
It took ten years for doomsday predictions to fade. So how can banks learn from and partner with marketplace lenders?
Consumers are getting used to playing the field with banks. Winning their loyalty above all other suitors requires hard work and patience.
CRE has increasingly become a portfolio growth driver for banks. But loan risk management—and how regulators scrutinize it—must also remain top of mind.
Customers who might not look ready for loan offerings might actually fit the bill—or can get there with a bank’s help.
Financial institutions have been slow to promote RDC. But to bolster small business efficiency—and bank bottom lines—it’s more than worth the effort.
Peer-to-peer and online lenders may be fast and sexy. But in the long run, they can’t give small business owners the advice and guidance they need.
Even with student loan debt and stagnant wages, they’ll soon be a trillion-dollar force—and smart community banks can meet their needs.