• BAI Managing Editor Lou Carlozo
    Lou Carlozo Jun 12, 2018

    Podcast: Retail banking's summer of challenges and changes

    Betty Cowell, senior advisor at Simon-Kucher & Partners, shares what banks large and small can expect on the retail front in the second half of 2018.

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  • How to keep more profitable deposits

    • Neil Stanley
    • Ken Olan
    Oct 19, 2015

    Rather than bidding up rates to retain CD deposits when they mature, bankers should consider offering customers a special purpose savings account that offers CD-like yields.

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  • Adding time deposits to the strategic agenda

    • Neil Stanley
    • Julia Hernandez
    Jul 24, 2015

    Banks should begin strategic planning for their time deposit portfolios now – before interest rates rise and CDs resume their historic importance as funding sources.

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  • Coping with the overdraft conundrum

    Achim Griesel_resized
    Achim Griesel Jun 23, 2015

    While bankers cannot yet foresee all the regulatory fallout from continued investigations of overdraft fees, they can begin planning now for a more sustainable approach to fee income.

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  • Jason Bourne the banker

    Joel Pruis Jun 16, 2015

    If banks want to emulate the ability of alternative providers to make consumer or small business loans quickly, they should focus on speed to the conditional approval.

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  • Valid forecasting of deposit accounts

    Dan Geller Apr 29, 2015

    A bank’s financial performance tomorrow depends on pricing decisions today. But if projections about tomorrow are false, today’s pricing decisions will be flawed.

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  • Return to consumer lending for community banks

    Daryl Jones Apr 10, 2015

    Lagging behind credit unions and alternative lenders, community banks need to get back into consumer lending by focusing on technology, front line sales and partnerships.

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  • Results of deposit pricing game theory exercise

    Dan Geller Mar 11, 2015

    Findings from a game theory exercise show that in a competitive-rising-rate environment, we tend to price deposits about 13% above the normal average of the competitive set.

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