• KAREN EPPER HOFFMAN_resized
    Karen Epper Hoffman Sep 13, 2017

    For consumers, piqued interest on rising deposit rates

    Gone are the days when banks could count on depositors seeking shelter from the recession. With rising rates, how can banks rise to the occasion?

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  • Time to raise minimum deposits

    Rick Barham Feb 20, 2015

    Banks need to start considering reducing fees and making up the lost revenue by raising minimum deposit balances.

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  • Deposit pricing game theory for rising rates

    Dan Geller Feb 2, 2015

    Behavioral theory suggests that deposit rates start rising prior to an anticipated increase in the Fed funds rate because of our tendency to try to outdo the competition.

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  • Rewards-based checking for rising rates

    Jeremy Foster Jan 27, 2015

    High-yield, rewards-based checking accounts can help financial institutions weather a rise in interest rates.

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  • Back to the credit card

    Vikas Bansal Jan 14, 2015

    As the economy improves and consumers regain financial strength, now is the time for banks to reintroduce credit cards to their payments portfolio.

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  • Saving Interest Expense on Designer CDs

    Dan Geller Dec 19, 2014

    Institutions are over-paying between 5 and 10 basis points on designer CDs because they are not accounting for the special features of these products compared to fixed-rate CDs.

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  • Loan Pricing Tools for Raising Deposits

    Gren Blackall Nov 3, 2014

    Loan pricing apps can help raise deposits by enlisting customers in the cause.

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  • Projection for Rising Interest Rates

    Dan Geller Oct 15, 2014

    Three quarters into 2014, deposit interest rates are on track to keep rising modestly.

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