• BAI Managing Editor Lou Carlozo
    Lou Carlozo Jun 12, 2018

    Podcast: Retail banking's summer of challenges and changes

    Betty Cowell, senior advisor at Simon-Kucher & Partners, shares what banks large and small can expect on the retail front in the second half of 2018.

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  • Time to raise minimum deposits

    Rick Barham Feb 20, 2015

    Banks need to start considering reducing fees and making up the lost revenue by raising minimum deposit balances.

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  • Deposit pricing game theory for rising rates

    Dan Geller Feb 2, 2015

    Behavioral theory suggests that deposit rates start rising prior to an anticipated increase in the Fed funds rate because of our tendency to try to outdo the competition.

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  • Rewards-based checking for rising rates

    Jeremy Foster Jan 27, 2015

    High-yield, rewards-based checking accounts can help financial institutions weather a rise in interest rates.

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  • Back to the credit card

    Vikas Bansal Jan 14, 2015

    As the economy improves and consumers regain financial strength, now is the time for banks to reintroduce credit cards to their payments portfolio.

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  • Loan Pricing Tools for Raising Deposits

    Gren Blackall Nov 3, 2014

    Loan pricing apps can help raise deposits by enlisting customers in the cause.

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  • Projection for Rising Interest Rates

    Dan Geller Oct 15, 2014

    Three quarters into 2014, deposit interest rates are on track to keep rising modestly.

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  • No-Overdraft Fee Accounts, No Overdraft Problem

    Robert C. Giltner
    Robert C. Giltner Oct 7, 2014

    To meet regulatory objectives of offering overdraft protection only to consumers who need it while still growing revenues, banks should consider a new category of no-overdraft fee accounts.

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