• BAI Managing Editor Lou Carlozo
    Lou Carlozo Jun 12, 2018

    Podcast: Retail banking's summer of challenges and changes

    Betty Cowell, senior advisor at Simon-Kucher & Partners, shares what banks large and small can expect on the retail front in the second half of 2018.

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  • Tracking Trends in Deposit Pricing

    Dan Geller Aug 27, 2014

    To avoid getting caught by unpleasant surprises, pricing executives need to track deposit trends across several dimensions.

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  • Cultural Change for Universal Bankers

    • Les Riedl
    • Stefanie Cutillo
    Aug 8, 2014

    Managers trying to implement universal banker programs need to understand that success depends on cultural change as well as new software.

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  • Ten Likely Scenarios for Rising Deposit Rates

    Dan Geller Feb 11, 2014

    Once deposit rates start rising this year, the banking industry will incur relatively high interest expense due to the inelasticity of consumer deposits in a rising-rate environment.

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  • Deposit Strategy in a Rising Rate Environment

    • Sherief Meleis
    • Richard Solomon
    • Adam Stockton
    Nov 12, 2013

    Although deposit rates traditionally lag in a rising rate cycle, the next cycle may be different, putting pressure on banks to improve their deposit pricing skills now.

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  • Perfect Storm for Rising Deposit Rates

    Dan Geller Sep 4, 2013

    After six years of extreme insensitivity to falling interest rates, deposits are becoming more price sensitive, suggesting that banks will soon need to pay higher rates.

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  • A Payments Approach to Checking Services and Pricing

    • Robert C. Giltner
    • Doreen A. Rademacher
    Aug 14, 2013

    To replicate the fast growth of nonbank providers, banks need to market payment services as features that can be added to any checking account rather than as part of existing accounts.

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  • Turning Point at Hand for Interest Rates?

    Dan Geller Jun 25, 2013

    The Fed generally raises interest rates within 12 months after deposit rates cease declining and begin turning up; such a turning point appears to be in sight.

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