• Kevin King
    Kevin King Apr 15, 2019

    What banks can expect from UltraFICO

    Though far from perfect, the credit evaluation tool marks an important step forward for lenders and consumers.

    Read More
  • Managing exposure to deposit refinancing

    Neil Stanley_resized
    Neil Stanley Dec 9, 2015

    With the Federal Reserve poised to raise rates, bankers need to model and prepare for their exposure to time deposit early withdrawal.

    Read More
  • How to keep more profitable deposits

    • Neil Stanley
    • Ken Olan
    Oct 19, 2015

    Rather than bidding up rates to retain CD deposits when they mature, bankers should consider offering customers a special purpose savings account that offers CD-like yields.

    Read More
  • Adding time deposits to the strategic agenda

    • Neil Stanley
    • Julia Hernandez
    Jul 24, 2015

    Banks should begin strategic planning for their time deposit portfolios now – before interest rates rise and CDs resume their historic importance as funding sources.

    Read More
  • Coping with the overdraft conundrum

    Achim Griesel_resized
    Achim Griesel Jun 23, 2015

    While bankers cannot yet foresee all the regulatory fallout from continued investigations of overdraft fees, they can begin planning now for a more sustainable approach to fee income.

    Read More
  • Jason Bourne the banker

    Joel Pruis Jun 16, 2015

    If banks want to emulate the ability of alternative providers to make consumer or small business loans quickly, they should focus on speed to the conditional approval.

    Read More
  • Valid forecasting of deposit accounts

    Dan Geller Apr 29, 2015

    A bank’s financial performance tomorrow depends on pricing decisions today. But if projections about tomorrow are false, today’s pricing decisions will be flawed.

    Read More
  • Return to consumer lending for community banks

    Daryl Jones Apr 10, 2015

    Lagging behind credit unions and alternative lenders, community banks need to get back into consumer lending by focusing on technology, front line sales and partnerships.

    Read More