• KAREN EPPER HOFFMAN_resized
    Karen Epper Hoffman Sep 13, 2017

    For consumers, piqued interest on rising deposit rates

    Gone are the days when banks could count on depositors seeking shelter from the recession. With rising rates, how can banks rise to the occasion?

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  • Liquidity Risk of Rising CD Rates

    Dan Geller Jan 22, 2014

    The similarity of the current interest rate cycle for CD rates to that of 2003-2007 suggests that banks may face a liquidity risk about a year after rates start rising.

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  • Beyond the Static Rate Sheet

    Neil Stanley_resized
    Neil Stanley Nov 19, 2013

    As interest rates begin to rise, bankers trying to sell retail time deposits will face competitors deploying an array of new terms and options.

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  • Deposit Strategy in a Rising Rate Environment

    • Sherief Meleis
    • Richard Solomon
    • Adam Stockton
    Nov 12, 2013

    Although deposit rates traditionally lag in a rising rate cycle, the next cycle may be different, putting pressure on banks to improve their deposit pricing skills now.

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  • Perfect Storm for Rising Deposit Rates

    Dan Geller Sep 4, 2013

    After six years of extreme insensitivity to falling interest rates, deposits are becoming more price sensitive, suggesting that banks will soon need to pay higher rates.

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  • A Payments Approach to Checking Services and Pricing

    • Robert C. Giltner
    • Doreen A. Rademacher
    Aug 14, 2013

    To replicate the fast growth of nonbank providers, banks need to market payment services as features that can be added to any checking account rather than as part of existing accounts.

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  • Turning Point at Hand for Interest Rates?

    Dan Geller Jun 25, 2013

    The Fed generally raises interest rates within 12 months after deposit rates cease declining and begin turning up; such a turning point appears to be in sight.

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  • Using Analytics for New Product Design

    Tyson Nargassans Jun 19, 2013

    Customer data provides a treasure trove of information that banks can utilize to design new products.

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