• Charles Wendel
    Charles Wendel May 17, 2019

    Answer these ten questions to win the deposit growth game

    Competition is fierce; funds often scarce. Here’s how build a game-changing deposit culture.

    Read More
  • Valid forecasting of deposit accounts

    Dan Geller Apr 29, 2015

    A bank’s financial performance tomorrow depends on pricing decisions today. But if projections about tomorrow are false, today’s pricing decisions will be flawed.

    Read More
  • Return to consumer lending for community banks

    Daryl Jones Apr 10, 2015

    Lagging behind credit unions and alternative lenders, community banks need to get back into consumer lending by focusing on technology, front line sales and partnerships.

    Read More
  • Results of deposit pricing game theory exercise

    Dan Geller Mar 11, 2015

    Findings from a game theory exercise show that in a competitive-rising-rate environment, we tend to price deposits about 13% above the normal average of the competitive set.

    Read More
  • Time to raise minimum deposits

    Rick Barham Feb 20, 2015

    Banks need to start considering reducing fees and making up the lost revenue by raising minimum deposit balances.

    Read More
  • Deposit pricing game theory for rising rates

    Dan Geller Feb 2, 2015

    Behavioral theory suggests that deposit rates start rising prior to an anticipated increase in the Fed funds rate because of our tendency to try to outdo the competition.

    Read More
  • Rewards-based checking for rising rates

    Jeremy Foster Jan 27, 2015

    High-yield, rewards-based checking accounts can help financial institutions weather a rise in interest rates.

    Read More
  • Back to the credit card

    Vikas Bansal Jan 14, 2015

    As the economy improves and consumers regain financial strength, now is the time for banks to reintroduce credit cards to their payments portfolio.

    Read More