• KAREN EPPER HOFFMAN_resized
    Karen Epper Hoffman Sep 13, 2017

    For consumers, piqued interest on rising deposit rates

    Gone are the days when banks could count on depositors seeking shelter from the recession. With rising rates, how can banks rise to the occasion?

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  • Know Your Customer No Longer Passé

    • Rob Stansfield
    • Alan Thompson
    Jun 10, 2013

    Commercial lenders need to get back to the original essence of “know your customer” as the fundamental principle of banking.

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  • The Next Wave of Checking Redesign

    • Hugh Gallagher
    • Gordon Goetzmann
    • Jim McCormick
    May 17, 2013

    Checking account redesign can boost profitability if the account designers carefully match features with their targeted customer segments.

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  • Banking’s Big Opportunity with Small Dollar Loans

    • Robert C. Giltner
    • Gregory S. Schreacke
    May 7, 2013

    While payday or cash-advance credit is a regulatory no-no, financial institutions have other valid options for making small dollar loans.

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  • What to Expect When Deposit Rates Start Rising

    Dan Geller Mar 25, 2013

    Based on analysis of past periods of rising interest rates, it will take about 11 months for the average rate of term accounts to reach 1% and 30 months to reach 4%, once deposit rates do start rising.

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  • Best Practices for New Product Roll-Outs

    Tim Daley Mar 20, 2013

    Banks hoping for a successful new product roll-out need to roll up their sleeves and dig much deeper than the vendor’s statement of work.

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  • The Size Advantage in Deposit Pricing

    Dan Geller Feb 22, 2013

    An analysis of the link between the asset size of banks and the yield they pay on deposits shows that the bigger the bank, the lower the yield.

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  • Price and Product Integration in Mergers

    • Jens Baumgarten
    • David Chung
    • Georg Wuebker
    Feb 12, 2013

    Successful bank mergers require one often-overlooked feature: price and product integration.

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