• Craig Guillot
    Craig Guillot May 24, 2018

    The CECL home stretch: Compliance as a competitive advantage

    The new credit loss standards may seem like one more hurdle to clear. But played correctly, they’ll help smaller banks gain new efficiencies.

    Read More
  • Reducing the ALLL Reserve for Thrifts

    Ed Bayer Jan 29, 2014

    Thrift institutions once regulated by the OTS are struggling with reserve allocations under the OCC.

    Read More
  • What the Examiners are Examining

    Mary Ellen Biery
    Mary Ellen Biery Aug 27, 2013

    In the most recent round of examinations, regulators are focusing on asset quality, particularly in the area of commercial real estate.

    Read More
  • Winners Win, Even at Compliance

    Bob Hughes Feb 19, 2013

    Rather than decrying increased regulation, bankers can embrace the new reality and turn their compliance operation into a competitive advantage.

    Read More
  • New Pitfalls in Consumer Disclosures and Marketing

    Robert Stowe England
    Robert Stowe England Feb 11, 2013

    With its enforcement of regulations governing ‘unfair, deceptive and abusive acts and practices,’ the Consumer Financial Protection Bureau raises the compliance bar for new product design and marketing.

    Read More
  • Taming the Compliance Monster

    Charles Wendel_resized
    Charles B. Wendel Oct 26, 2012

    Banks today are understandably worried about compliance issues but throwing too many resources at this non-productive activity is not the answer.

    Read More
  • Remittances Regulation Raises Costs

    Nasreen Quibria2
    Nasreen Quibria May 8, 2012

    Although little noticed in the media, recent regulatory rules on remittances transfers will impose significant new costs on financial institutions.

    Read More
  • Compliance Burden on Community Banks

    Arthur L. Loomis 2nd Apr 25, 2012

    While compliance burdens on community banks cannot yet be considered overly burdensome, these institutions need to prepare now for rising costs in the future.

    Read More