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Underwriting efficiencies: Changes to the Ability-to-Repay and Qualified Mortgage Rule

Nov 3, 2022 / Consumer Banking
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Is your financial institution aware of the changes to the Ability-to-Repay/Qualified Mortgage (ATR/QM) Rule that took effect October 1? These time-saving changes simplified the QM definition and allow you to make your underwriting process more efficient.

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