2019 BAI Global Innovation Award Winner
JUMO offers traditionally hard-to-reach customers a range of instant, affordable, high-quality borrowing choices via mobile phone. Its accessible financial services marketplace is interface-agnostic and uses the technology that has the widest adoption in each market. JUMO uses individual data to structure and fit products to suit a customer’s needs. Sophisticated data prediction and credit scoring methods allow JUMO to leapfrog prohibitive operational and risk costs. People who use the products are empowered to build businesses, make essential purchasing decisions, pay for emergencies and smooth over cash flow – opportunities that were previously unavailable due to the limitations posed by conventional financiers.