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The winners of the 2011 BAI-Finacle Global Banking Innovation Awards were announced during a special ceremony at the BAI Retail Delivery 2011 conference. Awards were presented in two main categories, along with special awards for Honorable Mentions for Social Innovation, Disruptive Innovation in Banking and Most Innovative Bank of the Year:

Product Innovation

  • UBank (Australia): UHomeLoan

Service Innovation

  • ASB Bank (New Zealand): ASB Virtual Branch on Facebook

Honorable Mention for Social Innovation 

  • Punjab National Bank (India)
  • Banco de Credito del Peru

Disruptive Innovation in Banking

  • Citibank (U.S.): Smart Banking

Most Innovative Bank of the Year 

  • CaixaBank (Spain)