BAI is a financial services association and leading industry resource for breakthrough information and intelligence. We have deep expertise in retail banking, payments, and regulatory compliance and offer a wide depth of products and services for banks and credit unions such as conferences and events like BAI Retail Delivery, bank research and bank benchmarking programs, and bank and credit union compliance training.

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A Look Ahead to U.S. Retail Banking in 2015

Optimism is a fragile thing but it’s growing in the retail banking industry, as reflected in the interviews conducted for this Executive Report. View Executive Report Now

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BAI Events



Whether it’s cultivating your customer relationships, seeking payments channel growth, or fighting new forms of fraud, BAI Payments Connect 2015 delivers what you need to build customer loyalty and grow payments revenue streams.

If you missed a session while in Chicago or would like to share your experience with your colleagues, video archives from our live webcasting will be available for the next 30 days.

Watch Now 

Global Innovation Awards 

BAI and Infosys Finacle have announced that nominations are now open for the 2015 BAI – Infosys Finacle Global Banking Innovation Awards taking place at the BAI Retail Delivery Conference & Expo, scheduled October 13-15, 2015, in Las Vegas, NV, USA. Now in its fifth year, the program is expanding to reflect changing retail banking industry dynamics with the introduction of three new awards categories --Innovation in Payments, Most Innovative Community-Based Banking Organization and Most Innovative Non-Bank Organization.

Those seeking to submit nominations can do so online at through April 15, 2015. Awards will be presented in the following categories:

Financial institution nominees will also be considered for three special overall awards: Disruptive Innovation in Banking, Most Innovative Bank of the Year, and new for 2015 - Most Innovative Community-Based Banking Organization.

Featured Article
Branches Culling the Network of Underperforming Branches
Low-volume branches can depress institutional profitability unless management takes proactive steps to minimize their impact.

From BAI Banking Strategies Daily

With competition for affluent clients on the rise, American Express Co. is adding perks for holders of its premier gold cards, such as double points for spending at U.S. restaurants, a personalized travel service, and a $100 credit to cover baggage costs and other incidental airline charges.
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The Federal Reserve and the Office of the Comptroller of the Currency put the $3.4 billion merger of the small and midsize business lender CIT Group and the California-based regional bank OneWest through an unusual test on Feb. 26, when it held a public hearing on the deal at a Fed office in Los Angeles.
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A new report from McKinsey & Co. shows that corporations, like consumers, may soon flock to digital banking.
Full Abstract

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